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5 Things To Look For When Buying Health Insurance

The comfort and security of knowing you can see a doctor whenever the flu strikes or when you’ve broken your leg on the ski slopes is a privilege that many take for granted. Whether you have to select health insurance through your job or need to choose an independent company, there are plenty of factors that can affect your final decision. Weighing the pros and cons of various options is the best way to choose the health insurance that will accommodate your needs as an individual or family. Be........ Read More

Answers To 5 Common Questions About Texas Health Insurance

Although Texas ranks the highest among U.S. states in the number of uninsured residents, obtaining affordable Texas medical insurance is easier and more affordable than you think. Here are answers to five common questions about getting health insurance in Texas. 1. I'm young and healthy. Why should I spend money for medical insurance that I'll never use? Having insurance is like carrying an umbrella. You may not need it most of the time, but when there's a torrential downpour you'll be g........ Read More

Which Health Plans Offer Pet Health Insurance

When pet owners purchase a pet they shop around at the various pet shops, breeders, pet rescues, and animal shelters until they find the dog, cat, or exotic pet that suits them, what very few pet owners do is consider the cost of veterinarian cost for their new pet. The oversight can prove financially devastating and emotionally heartbreaking. The cost of veterinary cost is on the rise. Technology, liability insurance, medications, and medical research have forced veterinary clinics to r........ Read More

Health Insurance For Small Business Owners

If you are a small business owner and you need to purchase health insurance, you may be surprised by how much a policy covering just you can cost. If you need to find a plan that also covers your family, the cost may be even higher. Because of rising health insurance premiums, restrictions about how much coverage you can receive due to pre-existing conditions, and other rules, many small business owners are unable to afford basic health insurance. If you have a small business that employs a few ........ Read More

How To Save Money And Get Discount Health Insurance In Iowa

It's no secret that health insurance can cost an arm and a leg. For many people health insurance is so expensive that they are simply forced to go without it at all. Obviously if you are offered health insurance at work or if you can obtain health insurance at group rates through some organization that you belong to, then you should probably look into such coverage since group insurance rates are almost always lower than individual rates – plus a group insurance may accept pre-exiting condi........ Read More

Health Insurance Plans

Health Insurance: Health insurance, which is coverage for individuals to protect them against medical costs and give them a surity to a secured life in this unsecured world with day to day accidents, enormous infections and diseases which may be highly fatal such as Tuberculosis and other viral infections, Genetic disorders that requires relatively high costs for treatment and diagnosis. It is a wise act to make yourself prepared for such instances by buying a profitable health insuranc........ Read More

Affordable Healthcare: Unaffordable Healthcare Insurance

If you think you have healthcare insurance, here are a few simple questions you might ask yourself: Have you met your deductible? If so, what were your out of pocket costs for the year? How much did you and your employer pay for your healthcare insurance last year and what did you get for it? And where is your money going? According to the California Health Care Foundation[1] 45 million Americans are “uninsured.” While this number may seem alarming, consider the fact that 100% of American........ Read More

Student Health Insurance

Health insurance is increasingly important. With the rate at which medical expenses have continued to rise over previous years, and the reductions in government funded health care programs, being without health insurance is less an option today than ever. Many young people have never had to think about health insurance as their parents have always taken care of this aspect of life for them. But for many kids setting out for college, health insurance is one thing you can’t afford to forget abou........ Read More

Maybe You Can Afford Health Insurance

As a health insurance agent, I call many potential clients and hear the same thing! They tell me that they've already spoken to an insurance agent, know how much health insurance will cost them, and tell me that they are very sorry, but they just cannot afford the bill! When I ask them how much the agent quoted them, I find that they were given price estimates two or three times more than my initial offer. Why does that happen? Well, I can think of lots of reasons why agents would be tempted........ Read More

Germany's Health Insurance System

About 87 percent of the residents of Germany have statutory health insurance, i.e. GKV. As of May 2005, the GKV relied on 321 non-profit sickness funds to collect premiums from their members and pay health care providers according to negotiated agreements. Those who are not insured this way, mainly civil servants and the self-employed, receive health care through private for-profit insurance. An estimate of 0,3 percent of the German population (around 250,000 people) has no health insurance at ........ Read More

How To Get Alabama Affordable Health Insurance

Every kind of insurance sold in Alabama is regulated by Alabama’s Department of Insurance. This means if you are having trouble finding affordable health insurance in Alabama, you can contact the Department of Insurance for assistance. The Alabama Department of Insurance can give you specific information about health insurance for adults such as the Alabama Health Insurance Plan, for children such as Allkids, and for seniors, including Medicare and Medicaid. The Alabama State Health Insurance ........ Read More

Find Low Cost Health Insurance In New York

Finding low cost health insurance in New York is difficult enough if you are not employed, so it should not be too difficult task if you are employed, right? Wrong. Many employees of small businesses in New York are not offered low cost health insurance through their employers. This is not beneficial to the employers or the employees, since many people choose their jobs based somewhat on the benefits they will receive. If you live in New York and work for a business whose owner thinks it is ........ Read More

How To Get The Best Rates On Health Insurance In Arkansas

Health insurance is expensive here in Arkansas just as it is everywhere else in the country. In fact, health insurance is so expensive that approximately 17% of the citizens of Arkansas have no health insurance coverage at all, and with prices continuing to rise and more and more companies canceling their group coverage, the situations promises to get worse before it gets better. If you have been trying to purchase health insurance but you've been turned down or told you will have to pay extr........ Read More

Can You Afford Not To Have Health Insurance?

Many people think the best way to get health insurance coverage is simply to get the most complete coverage one can afford. This is, to some extent true, and if you have a lot of liquid resources it is a good idea to get a comprehensive individual health insurance plan that includes everything from a small deductible for hospital visits to full dental and vision coverage. However, if you are on a very tight budget, you may want to consider getting a smaller plan than you can afford and paying fo........ Read More

Catastrophic Health Insurance Coverage

A catastrophic or major medical insurance plan is a deductible and comparatively cheaper form of health insurance with an element of speculation to it. A deductible is the amount you pay out of your pocket for medical expenses before the insurer pays the balance. For instance, if your deductible is $5,000 and the hospital bill is $12,000, the insurance company will pay only $7,000. The general rule is the higher the deductible, the lower the premium. When you opt for this plan, you're gambling ........ Read More


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